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Loan Requirements

This website is not a lender. OnlineLoans.net does not broker short-term loans or extend credit of any type. We do offer a referral service to consumers who are in need of a fast, secure method of obtaining emergency cash funds quickly and easily.

Our large network of lenders offers consumers a variety of cash advance options. Each lender determines the terms and conditions of a loan. This includes repayment terms and renewal options, if any. You should contact your lender with any questions or concerns regarding your loan agreement.

While each lender sets their own specific loan terms, there are a few minimal requirements which all applicants need to meet. These are as follows:

  • Be at least 18 years of age or older
  • Be a U.S. citizen
  • Be employed with a regular source of income
  • Earn at least $1000 per month
  • May not be on active duty with any branch of the U.S. Military

Some lenders may have additional requirements. Occasionally, you might be asked to fax supporting documents to the lender before a final decision on your loan application can be made. However, most lenders adhere to the above requirements and do not require further information or documents.

Online loans are just one of many options for consumers who need quick access to cash funds. Applicants should be aware that not everyone will qualify for a cash advance loan and approval is not guaranteed. These loans are designed with a very short repayment time (usually two weeks or your next payday). Short-term loans are meant to be used for financial emergencies only. They are not intended as a solution to long-term debt problems.

Remember that if you fail to repay your loan according to the terms of your loan agreement, the lender may start collection proceedings against you to recover the money you owe. If you have concerns that you will not be able to repay your loan within the short time period allowed, OnlineLoans.net suggests that you consider other viable options for borrowing money. Cash advances are sometimes available on credit cards. Check to see if you can receive a cash advance on your salary from your employer. Also, banks and credit unions generally offer small personal loans to their customers. We strongly encourage you to look into all of your options before committing to a cash advance loan.