$100
  • $100
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Loan Fees

One question frequently asked about cash advance loans is "What is it going to cost me?". OnlineLoans.net does not make loans or extend credit to consumers but you should be aware that all lenders independently set their fee schedules and have their own requirements with regards to cash advance loans. Loan terms and conditions, including repayment times, renewal policies, and APRs, are all calculated by each specific lender. The terms and conditions of a loan agreement can vary greatly according to the applicant's credit history and current income.

Cash advance loans differ from conventional which are offered by most banks and credit unions. The repayment terms are typically two weeks (or your next payday). You can expect to pay higher APRs for the convenience of having cash funds transferred to your bank account within a very short amount of time.

Cash transfer times vary among lenders and not all lenders offer one hour transfer service. If your specific lender does provide this service, you can expect to pay an additional fee for it. In general, most loan proceeds are transferred within one business day from when your loan is approved.

If you are unable to repay your loan in full by the due date, you may be able to renew the loan. Renewal information should be included in your original loan document. If you find yourself in this situation, you should contact your lender as soon as possible to arrange an extension. You will most likely incur additional fees and interest penalties if you decide to extend your original loan.

It is your responsibility to review and understand the terms and conditions of your loan contract. Lenders are required by law to provide you with all terms and conditions, in writing, before you are asked to sign the loan agreement. If you have any questions or concerns, get the answers before committing to the loan.

Until you formally sign a loan contract, it is your right to decline the loan. If you are not satisfied with the terms and conditions which you are offered, you may simply refuse the loan. You can then visit our website where you can submit another application and be matched with a different lender.

OnlineLoans.net does offer loans or credit to consumers. But we strongly encourage anyone using our website's referral service to think long and hard before agreeing to a cash advance loan. If you have doubts about your ability to pay back your loan in the short amount of time allowed, please consider other borrowing options. If you do not repay your loan according to the terms in your loan contract, the lender can start collection proceedings against you.

OnlineLoans.net has one goal- to match you with a cash advance lender who can help you with your loan needs. We do not want to add to your financial difficulties. Short-term loans are meant to be used for unexpected financial emergencies. They are not designed to fix long-term debt problems. In truth, they can make a bad financial situation worse by adding to your burden of debt.

We urge you to give careful consideration to your own personal situation before entering into any loan agreement. Borrowing money is a serious responsibility which should be approached with a serious and cautious attitude.